Financial Aid

Welcome to the Cottey College financial aid page. We're here to help make your Cottey education a reality by helping you and your family understand and navigate the financial aid process. We know you have questions about financing a college education. The good news is that Cottey has been able to remain affordable due to our strong financial foundation, endowment, and the continued financial support of the P.E.O. Sisterhood, a philanthropic educational organization dedicated solely to furthering education for women. A Cottey degree is a smart investment!

You may call the financial aid office Monday-Friday, 8-12 and 1-5 p.m. Central time at 417-667-8181, ext. 2190. The person most likely to answer the phone first is Angie Newton, financial aid secretary, and she can answer most of your general questions about applying for financial aid. Sherry Pennington is the director of financial aid, and she can help with everything else. You can also contact the office by e-mail at

Cottey offers a comprehensive program of financial assistance options, including scholarships, grants, student employment, and loans.  How much your education will cost depends on your family's financial circumstances and your academic background.  A Cottey education offers many distinct values including an international travel experience with airfare and lodging paid by the College, suite-style housing, and a focus on leadership development. 

  • More than $5.8 million in financial aid was awarded to our students in 2012-13.
  • Typically, 98% of Cottey students receive some kind of financial aid.

Getting Started

Please look at the FAQs for answers to the most common questions. To be eligible for official awards, you must be accepted for admission and submit the Free Application for Federal Student Aid (FAFSA).

Timeline For Senior Year In High School

  • August - September: Apply for admission to Cottey
  • October - December: Apply for private scholarships
  • January - February: Complete the Free Application for Federal Student Aid (FAFSA), complete the Fine Arts Scholarship application, if interested, and complete your State P.E.O. scholarship application
  • March - May: Receive and respond to your financial aid award letter
  • June - July: Receive information about signing the Master Promissory Note and completing loan entrance counseling for student loans and receive information about job assignments for students who were awarded a campus job


I probably don't qualify for aid. Should I apply anyway?
Yes! All students should apply for financial aid even if they think they probably won't be eligible. Not all types of financial aid are based on need.

When should I complete the FAFSA?
Complete the FAFSA as soon as possible after January 1 at
[Cottey's priority deadline for completing the FAFSA is March 1.]

What happens after I file the FAFSA?
You'll get either a paper Student Aid Report (SAR) or an e-mail with a link to your SAR on the Web. If you listed Cottey's federal school code (002458), the financial aid office will receive an Institutional Student Information Record (ISIR) which will be used to determine your eligibility for aid. Once we have determined your eligibility for aid we will send a financial aid award letter to you.

What types of financial aid are available?
There are grants, scholarships, student employment, and student/parent loans. A financial aid package may consist of a combination of all of these sources.

Is financial aid available for study abroad programs?

Enrollment in a program of study abroad approved for credit by Cottey may be considered enrollment at Cottey for purposes of applying for federal student financial aid.

How do I apply for a P.E.O. scholarship?
When you are accepted for admission we will notify your state P.E.O. scholarship chair. She will contact you and advise you of the procedure to follow to be considered for a scholarship. Be sure to apply for admission before December of your senior year in high school. State P.E.O. scholarships have application deadlines ranging from January 15 - April 1.

If my family has special financial circumstances, what should I do?
You may appeal for reevaluation of your financial aid eligibility because of changes in your family's financial situation. Examples of special circumstances might include loss of employment, disability, loss of untaxed income, death of a parent, or unusually high medical expenses. Call the financial aid office and request a Special Condition form or print one from the Information and Financial Forms page.



Federal Aid:

General Financial Aid Information:

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